Key points at a glance
This page is written for residents of Ormey, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Ormey, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Fribourg), never on your health: for basic insurance, every insurer must accept you. Ormey has roughly 441 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Ormey, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Gurbrü (2 km), Ferenbalm (2 km), Kriechenwil (3 km).
Ormey at a glance: your local context
Ormey, a municipality of roughly 441 residents in the canton of Fribourg, has its own profile when it comes to health insurance. Ormey lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 441
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3214
- Federal municipality number (BFS): 2278
Applying for premium subsidies around Ormey: compare neighbouring municipalities
Around Ormey, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Gurbrü — 1.9 km away
- Applying for premium subsidies in Ferenbalm — 1.9 km away
- Applying for premium subsidies in Kriechenwil — 2.7 km away
- Applying for premium subsidies in Ried bei Kerzers — 3.6 km away
- Applying for premium subsidies in Kleinbösingen — 3.7 km away
- Applying for premium subsidies in Laupen — 4.5 km away
- Applying for premium subsidies in Bösingen — 4.5 km away
- Applying for premium subsidies in Cormondes — 4.5 km away
- Applying for premium subsidies in Wileroltigen — 5.2 km away
- Applying for premium subsidies in Montilier — 5.3 km away
Health insurance premiums 2026 in Ormey: the real numbers
In Ormey, an adult with a 300 CHF deductible pays between 450 and 618 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’010 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
That is exactly what our comparison does: it ranks the 73 insurers active in Ormey from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Ormey: choosing insurer, deductible and model
Three decisions drive your premium in Ormey. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Ormey starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Fribourg: the entitlement goes surprisingly often unclaimed.
Checklist for Ormey
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Ormey →
How we work for Ormey
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Fribourg. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Ormey this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Ormey (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Ormey?
In Ormey (postal code 3214), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Ormey have the same premiums?
Not necessarily. Ormey and nearby municipalities such as Gurbrü (2 km), Ferenbalm (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Ormey?
No, it is for orientation in Ormey. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Applying for premium subsidies" in Ormey with no obligation?
Of course. The starting point is your situation in Ormey; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Ormey is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.