Key points at a glance
Living in Ormey (roughly 441 residents (postal code 3214))? This guide frames the topic of "Car insurance" for the canton of Fribourg: which rules apply nationwide, which are cantonal — and how to bring insurance, your tax return and pension planning into a coherent whole? Assur-IA works in an educational, comparative way, as a complement (not a substitute) to individual advice.
The Swiss system combines cantonal responsibilities (taxes, rates, allowances) with federal law (LAMal, national rules). For Ormey that means your real profile — housing situation, employment, family, vehicles, any cross-border matters — weighs more than the address. The nearest municipalities — Gurbrü (2 km), Ferenbalm (2 km), Kriechenwil (3 km) — each have their own local page as well. Below you will find the relevant reference points for a first assessment.
Ormey at a glance: your local context
Ormey, a municipality of roughly 441 residents in the canton of Fribourg, brings its own local context to "Car insurance". Ormey lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 441
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3214
- Federal municipality number (BFS): 2278
Car insurance around Ormey: compare neighbouring municipalities
Around Ormey, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Car insurance in Gurbrü — 1.9 km away
- Car insurance in Ferenbalm — 1.9 km away
- Car insurance in Kriechenwil — 2.7 km away
- Car insurance in Ried bei Kerzers — 3.6 km away
- Car insurance in Kleinbösingen — 3.7 km away
- Car insurance in Laupen — 4.5 km away
- Car insurance in Bösingen — 4.5 km away
- Car insurance in Cormondes — 4.5 km away
- Car insurance in Wileroltigen — 5.2 km away
- Car insurance in Montilier — 5.3 km away
Car insurance in Ormey: liability, partial and comprehensive cover
Motor third-party liability is compulsory in Switzerland for every registered vehicle — it covers the damage you cause to others. Beyond that, partial casco protects your own vehicle against natural events, theft, glass breakage or marten damage, and comprehensive (full casco) additionally covers self-inflicted collisions. In Ormey, your driving profile, annual mileage and parking spot affect how insurers rate the risk.
When comparing, look beyond the premium: deductibles, bonus protection, cover for gross negligence, parking damage and new-value compensation make the difference when a claim arises. Switching provider is usually possible at contract end — and often earlier if the premium rises.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Ormey
For "Car insurance" in Ormey we work in three stages: an inventory of your contracts and dates (canton of Fribourg); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Ormey (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Ormey?
Yes. The neighbouring municipalities of Ormey, such as Gurbrü (2 km), Ferenbalm (2 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Fribourg or a move is coming up.
Does this page replace personal advice in Ormey?
No, it is for orientation in Ormey. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Car insurance" in Ormey with no obligation?
Of course. The starting point is your situation in Ormey; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Ormey is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.