Key points at a glance
This page is written for residents of Morlon, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Morlon, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Fribourg), never on your health: for basic insurance, every insurer must accept you. Morlon has roughly 615 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Morlon, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Riaz (1 km), Echarlens (1 km), Marsens (2 km).
Morlon at a glance: your local context
Morlon, a municipality of roughly 615 residents in the canton of Fribourg, has its own profile when it comes to health insurance. Morlon lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 615
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1638
- Federal municipality number (BFS): 2143
Applying for premium subsidies around Morlon: compare neighbouring municipalities
Around Morlon, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Riaz — 1.3 km away
- Applying for premium subsidies in Echarlens — 1.5 km away
- Applying for premium subsidies in Marsens — 2.2 km away
- Applying for premium subsidies in Bulle — 3.1 km away
- Applying for premium subsidies in Botterens — 3.1 km away
- Applying for premium subsidies in Corbières — 3.9 km away
- Applying for premium subsidies in Sorens — 3.9 km away
- Applying for premium subsidies in Broc — 3.9 km away
- Applying for premium subsidies in Châtel-sur-Montsalvens — 4.2 km away
- Applying for premium subsidies in Crésuz — 4.2 km away
Health insurance premiums 2026 in Morlon: the real numbers
Concretely for Morlon: the 2026 adult premium (deductible 300 CHF) is between 450 and 618 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’010 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
Our comparison tool does this work for you: the 73 insurers available for Morlon are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Morlon: choosing insurer, deductible and model
Three decisions drive your premium in Morlon. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Morlon starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Morlon
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Morlon →
How we work for Morlon
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Morlon this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Morlon (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Morlon?
In Morlon (postal code 1638), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Morlon have the same premiums?
Not necessarily. Morlon and nearby municipalities such as Riaz (1 km), Echarlens (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Morlon?
No. It explains the insurance and tax concepts for residents of Morlon (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Morlon with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Morlon follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.