Key points at a glance
This is about supplementary insurance (LCA) for Montilier: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Montilier (postal code 3286), a municipality of roughly 972 residents in the canton of Fribourg, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Montilier and a nearby municipality (Morat (2 km), Meyriez (3 km), Villars-les-Moines (3 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Montilier at a glance: your local context
Montilier, a municipality of roughly 972 residents in the canton of Fribourg, brings its own local context to "Maternity and birth (supplementary insurance)". Montilier lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 972
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3286
- Federal municipality number (BFS): 2274
Maternity and birth (supplementary insurance) around Montilier: compare neighbouring municipalities
Living or working near Montilier? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Maternity and birth (supplementary insurance) in Morat — 1.6 km away
- Maternity and birth (supplementary insurance) in Meyriez — 2.7 km away
- Maternity and birth (supplementary insurance) in Villars-les-Moines — 2.9 km away
- Maternity and birth (supplementary insurance) in Mont-Vully — 2.9 km away
- Maternity and birth (supplementary insurance) in Greng — 3.4 km away
- Maternity and birth (supplementary insurance) in Haut-Vully — 3.8 km away
- Maternity and birth (supplementary insurance) in Courgevaux — 3.9 km away
- Maternity and birth (supplementary insurance) in Cressier — 4.3 km away
- Maternity and birth (supplementary insurance) in Ried bei Kerzers — 4.7 km away
- Maternity and birth (supplementary insurance) in Cormondes — 5.1 km away
Supplementary insurance (LCA) in Montilier: what matters
Unlike basic insurance, supplementary cover is a free contractual product: each insurer defines its own benefits, premiums and conditions. Two policies at the same price can cover very differently in Montilier — for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses or maternity. So compare benefit by benefit against your actual needs, not just on price.
Two ground rules: first, supplementary insurance is not compulsory — it can be signed or cancelled separately from basic insurance. Second, the provider may check your health and set exclusions or decline; those who sign up young and healthy and answer the health questions precisely secure the best terms.
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Montilier →
How we work for Montilier
For "Maternity and birth (supplementary insurance)" in Montilier we work in three stages: an inventory of your contracts and dates (canton of Fribourg); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Montilier (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around Montilier?
Yes. The neighbouring municipalities of Montilier, such as Morat (2 km), Meyriez (3 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Fribourg or a move is coming up.
Does this page replace personal advice in Montilier?
No, it is for orientation in Montilier. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Maternity and birth (supplementary insurance)" in Montilier with no obligation?
Of course. The starting point is your situation in Montilier; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Montilier is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.