Key points at a glance
This is about supplementary insurance (LCA) for Montet: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Montet (postal code 1674), a municipality of roughly 385 residents in the canton of Fribourg, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between Montet and a nearby municipality (Chavannes-sur-Moudon (1 km), Morlens (1 km), Ursy (2 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Montet at a glance: your local context
Montet, a municipality of roughly 385 residents in the canton of Fribourg, brings its own local context to "Comparing supplementary (LCA/VVG) insurance". For health insurance premiums, Montet belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 385
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1674
- Federal municipality number (BFS): 2089
Comparing supplementary (LCA/VVG) insurance around Montet: compare neighbouring municipalities
Around Montet, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Comparing supplementary (LCA/VVG) insurance in Chavannes-sur-Moudon — 1.3 km away
- Comparing supplementary (LCA/VVG) insurance in Morlens — 1.3 km away
- Comparing supplementary (LCA/VVG) insurance in Ursy — 2.2 km away
- Comparing supplementary (LCA/VVG) insurance in Rossenges — 2.5 km away
- Comparing supplementary (LCA/VVG) insurance in Syens — 2.5 km away
- Comparing supplementary (LCA/VVG) insurance in Moudon — 2.5 km away
- Comparing supplementary (LCA/VVG) insurance in Bussy-sur-Moudon — 3.7 km away
- Comparing supplementary (LCA/VVG) insurance in Rue — 3.7 km away
- Comparing supplementary (LCA/VVG) insurance in Vucherens — 3.9 km away
- Comparing supplementary (LCA/VVG) insurance in Vulliens — 3.9 km away
Supplementary insurance (LCA) in Montet: what matters
Unlike basic insurance, supplementary cover is a free contractual product: each insurer defines its own benefits, premiums and conditions. Two policies at the same price can cover very differently in Montet — for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses or maternity. So compare benefit by benefit against your actual needs, not just on price.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Montet →
How we work for Montet
For "Comparing supplementary (LCA/VVG) insurance" in Montet we work in three stages: an inventory of your contracts and dates (canton of Fribourg); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Montet (practical guidance, not legal advice)
Is "Comparing supplementary (LCA/VVG) insurance" also covered for the area around Montet?
Yes. The neighbouring municipalities of Montet, such as Chavannes-sur-Moudon (1 km), Morlens (1 km), each have their own page on "Comparing supplementary (LCA/VVG) insurance" — handy when you compare several places to live in the canton of Fribourg or a move is coming up.
Does this page replace personal advice in Montet?
No, it is for orientation in Montet. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Comparing supplementary (LCA/VVG) insurance" in Montet with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Montet follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.