Key points at a glance
This page is written for residents of Misery-Courtion, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Misery-Courtion, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Misery-Courtion belongs to region 2 in the canton of Fribourg) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Misery-Courtion has roughly 2’043 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Misery-Courtion, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Grolley (2 km), Grolley-Ponthaux (2 km), Belfaux (3 km).
Misery-Courtion at a glance: your local context
Misery-Courtion, a municipality of roughly 2’043 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Misery-Courtion belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’043
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1721
- Federal municipality number (BFS): 2272
Health insurance and supplementary cover around Misery-Courtion: compare neighbouring municipalities
Living or working near Misery-Courtion? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Grolley — 1.9 km away
- Health insurance and supplementary cover in Grolley-Ponthaux — 1.9 km away
- Health insurance and supplementary cover in Belfaux — 3.2 km away
- Health insurance and supplementary cover in La Sonnaz — 3.7 km away
- Health insurance and supplementary cover in Avenches — 3.9 km away
- Health insurance and supplementary cover in Courtepin — 4.2 km away
- Health insurance and supplementary cover in Ponthaux — 4.5 km away
- Health insurance and supplementary cover in Belmont-Broye — 4.6 km away
- Health insurance and supplementary cover in Domdidier — 4.6 km away
- Health insurance and supplementary cover in Faoug — 5.9 km away
Health insurance premiums 2026 in Misery-Courtion: the real numbers
Concretely for Misery-Courtion: the 2026 adult premium (deductible 300 CHF) is between 450 and 618 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’010 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
Our comparison tool does this work for you: the 73 insurers available for Misery-Courtion are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Misery-Courtion →
Basic insurance in Misery-Courtion: choosing insurer, deductible and model
Three decisions drive your premium in Misery-Courtion. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Misery-Courtion starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Misery-Courtion
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Misery-Courtion →
How we work for Misery-Courtion
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Fribourg. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Misery-Courtion this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Misery-Courtion (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Misery-Courtion?
In Misery-Courtion (postal code 1721), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Misery-Courtion have the same premiums?
Not necessarily. Misery-Courtion and nearby municipalities such as Grolley (2 km), Grolley-Ponthaux (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Misery-Courtion?
No, it is for orientation in Misery-Courtion. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Health insurance and supplementary cover" in Misery-Courtion with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Misery-Courtion follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.