Key points at a glance
This page is written for residents of Le Châtelard, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Le Châtelard, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Le Châtelard belongs to region 2 in the canton of Fribourg) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Le Châtelard has roughly 372 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Le Châtelard, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Grangettes (1 km), Massonnens (2 km), Villorsonnens (4 km).
Le Châtelard at a glance: your local context
Le Châtelard, a municipality of roughly 372 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Le Châtelard belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 372
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1689
- Federal municipality number (BFS): 2067
Applying for premium subsidies around Le Châtelard: compare neighbouring municipalities
Around Le Châtelard, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Grangettes — 1.3 km away
- Applying for premium subsidies in Massonnens — 2.2 km away
- Applying for premium subsidies in Villorsonnens — 3.9 km away
- Applying for premium subsidies in Mézières — 4.4 km away
- Applying for premium subsidies in Villaz — 4.6 km away
- Applying for premium subsidies in Romont — 5.3 km away
- Applying for premium subsidies in Le Glèbe — 5.3 km away
- Applying for premium subsidies in Vuisternens-devant-Romont — 5.3 km away
- Applying for premium subsidies in Chénens — 5.7 km away
- Applying for premium subsidies in Sâles — 5.7 km away
Health insurance premiums 2026 in Le Châtelard: the real numbers
In Le Châtelard, an adult with a 300 CHF deductible pays between 450 and 618 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’010 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
That is exactly what our comparison does: it ranks the 73 insurers active in Le Châtelard from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Le Châtelard →
Basic insurance in Le Châtelard: choosing insurer, deductible and model
Three decisions drive your premium in Le Châtelard. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Le Châtelard starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Le Châtelard
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Le Châtelard →
How we work for Le Châtelard
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Le Châtelard this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Le Châtelard (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Le Châtelard?
In Le Châtelard (postal code 1689), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Le Châtelard have the same premiums?
Not necessarily. Le Châtelard and nearby municipalities such as Grangettes (1 km), Massonnens (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Le Châtelard?
No. It explains the insurance and tax concepts for residents of Le Châtelard (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Le Châtelard with no obligation?
Of course. The starting point is your situation in Le Châtelard; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.