Key points at a glance
This page is written for residents of Kleinbösingen, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Kleinbösingen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Fribourg), never on your health: for basic insurance, every insurer must accept you. Kleinbösingen has roughly 693 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Kleinbösingen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Kriechenwil (2 km), Laupen (3 km), Bösingen (3 km).
Kleinbösingen at a glance: your local context
Kleinbösingen, a municipality of roughly 693 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Kleinbösingen belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 693
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3213
- Federal municipality number (BFS): 2266
Health insurance and supplementary cover around Kleinbösingen: compare neighbouring municipalities
Around Kleinbösingen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Kriechenwil — 1.7 km away
- Health insurance and supplementary cover in Laupen — 2.5 km away
- Health insurance and supplementary cover in Bösingen — 2.5 km away
- Health insurance and supplementary cover in Cormondes — 2.5 km away
- Health insurance and supplementary cover in Ormey — 3.7 km away
- Health insurance and supplementary cover in Cressier — 5.1 km away
- Health insurance and supplementary cover in Guschelmuth — 5.4 km away
- Health insurance and supplementary cover in Ferenbalm — 5.5 km away
- Health insurance and supplementary cover in Gurbrü — 5.6 km away
- Health insurance and supplementary cover in Villars-les-Moines — 5.9 km away
Health insurance premiums 2026 in Kleinbösingen: the real numbers
In Kleinbösingen, an adult with a 300 CHF deductible pays between 450 and 618 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’010 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
That is exactly what our comparison does: it ranks the 73 insurers active in Kleinbösingen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Kleinbösingen →
Basic insurance in Kleinbösingen: choosing insurer, deductible and model
Three decisions drive your premium in Kleinbösingen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Kleinbösingen starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Fribourg: the entitlement goes surprisingly often unclaimed.
Checklist for Kleinbösingen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Kleinbösingen →
How we work for Kleinbösingen
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Kleinbösingen this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Kleinbösingen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Kleinbösingen?
In Kleinbösingen (postal code 3213), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Kleinbösingen have the same premiums?
Not necessarily. Kleinbösingen and nearby municipalities such as Kriechenwil (2 km), Laupen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Kleinbösingen?
No. It explains the insurance and tax concepts for residents of Kleinbösingen (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Kleinbösingen with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Kleinbösingen follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.