Key points at a glance
Living in Guin (canton of Fribourg) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Guin you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Fribourg), never on your health: for basic insurance, every insurer must accept you. Guin has roughly 7’961 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Guin, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Tavel (4 km), Granges-Paccot (4 km), Schmitten (5 km).
Guin at a glance: your local context
Guin, a municipality of roughly 7’961 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Guin belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 7’961
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3186
- Federal municipality number (BFS): 2293
Applying for premium subsidies around Guin: compare neighbouring municipalities
Living or working near Guin? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Tavel — 3.8 km away
- Applying for premium subsidies in Granges-Paccot — 4.5 km away
- Applying for premium subsidies in Schmitten — 4.5 km away
- Applying for premium subsidies in Givisiez — 5.4 km away
- Applying for premium subsidies in Guschelmuth — 5.7 km away
- Applying for premium subsidies in Fribourg — 6.0 km away
- Applying for premium subsidies in Kleinbösingen — 6.0 km away
- Applying for premium subsidies in Courtepin — 6.1 km away
- Applying for premium subsidies in Cormondes — 6.3 km away
- Applying for premium subsidies in La Sonnaz — 6.4 km away
Health insurance premiums 2026 in Guin: the real numbers
The range in Guin is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 450 to 618 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’010 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
Our comparison tool does this work for you: the 73 insurers available for Guin are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Guin: choosing insurer, deductible and model
Three decisions drive your premium in Guin. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Guin starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Fribourg: the entitlement goes surprisingly often unclaimed.
Checklist for Guin
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Guin →
How we work for Guin
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Guin this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Guin (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Guin?
In Guin (postal code 3186), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Guin have the same premiums?
Not necessarily. Guin and nearby municipalities such as Tavel (4 km), Granges-Paccot (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Guin?
No. It explains the insurance and tax concepts for residents of Guin (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Guin with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Guin follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.