Premium subsidies and reductions in Granges

Premium subsidies and reductions in Granges (Fribourg)
Premium subsidies and reductions in Granges (Fribourg).

Key points at a glance

This page is written for residents of Granges, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Granges, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Granges belongs to region 2 in the canton of Fribourg) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Granges has roughly 880 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Granges, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bossonnens (1 km), Attalens (1 km), Remaufens (3 km).

Granges at a glance: your local context

Granges, a municipality of roughly 880 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Granges belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 880
  • Canton: Fribourg
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 1614
  • Federal municipality number (BFS): 2328

Applying for premium subsidies around Granges: compare neighbouring municipalities

Around Granges, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Granges: the real numbers

In Granges, an adult with a 300 CHF deductible pays between 450 and 618 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’010 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Granges (canton of Fribourg), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)450 – 618 CHFfrom 337 CHF
Young adults (19–25)329 – 523 CHFfrom 212 CHF
Children (0–18)30 – 149 CHF
Source: FOPH/OFSP, approved premiums 2026. 73 insurers compared.

That is exactly what our comparison does: it ranks the 73 insurers active in Granges from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Granges →

Basic insurance in Granges: choosing insurer, deductible and model

Three decisions drive your premium in Granges. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Granges starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Fribourg: the entitlement goes surprisingly often unclaimed.

Checklist for Granges

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Fribourg.

Free premium comparison for Granges →

How we work for Granges

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Fribourg. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Granges this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Granges (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Granges?

In Granges (postal code 1614), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Granges have the same premiums?

Not necessarily. Granges and nearby municipalities such as Bossonnens (1 km), Attalens (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Granges?

No. It explains the insurance and tax concepts for residents of Granges (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Applying for premium subsidies" in Granges with no obligation?

Of course. The starting point is your situation in Granges; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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