Basic health insurance and supplementary cover in Givisiez

Basic health insurance and supplementary cover in Givisiez (Fribourg)
Basic health insurance and supplementary cover in Givisiez (Fribourg).

Key points at a glance

This page is written for residents of Givisiez, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Givisiez, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Givisiez belongs to region 2 in the canton of Fribourg) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Givisiez has roughly 3’166 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Givisiez, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Granges-Paccot (1 km), Fribourg (2 km), La Sonnaz (3 km).

Givisiez at a glance: your local context

Givisiez, a municipality of roughly 3’166 residents in the canton of Fribourg, has its own profile when it comes to health insurance. Givisiez lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 3’166
  • Canton: Fribourg
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 1762
  • Federal municipality number (BFS): 2197

Health insurance and supplementary cover around Givisiez: compare neighbouring municipalities

Living or working near Givisiez? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Givisiez: the real numbers

Concretely for Givisiez: the 2026 adult premium (deductible 300 CHF) is between 450 and 618 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’010 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Givisiez (canton of Fribourg), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)450 – 618 CHFfrom 337 CHF
Young adults (19–25)329 – 523 CHFfrom 212 CHF
Children (0–18)30 – 149 CHF
Source: FOPH/OFSP, approved premiums 2026. 73 insurers compared.

That is exactly what our comparison does: it ranks the 73 insurers active in Givisiez from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Givisiez →

Basic insurance in Givisiez: choosing insurer, deductible and model

Three decisions drive your premium in Givisiez. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Givisiez starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.

Checklist for Givisiez

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Fribourg.

Free premium comparison for Givisiez →

How we work for Givisiez

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Givisiez this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Givisiez (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Givisiez?

In Givisiez (postal code 1762), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Givisiez have the same premiums?

Not necessarily. Givisiez and nearby municipalities such as Granges-Paccot (1 km), Fribourg (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Givisiez?

No, it is for orientation in Givisiez. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.

Can I compare "Health insurance and supplementary cover" in Givisiez with no obligation?

Of course. The starting point is your situation in Givisiez; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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