Key points at a glance
This page is written for residents of Châtel-Saint-Denis, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Châtel-Saint-Denis, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Châtel-Saint-Denis belongs to region 2 in the canton of Fribourg) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Châtel-Saint-Denis has roughly 6’969 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Châtel-Saint-Denis, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Remaufens (3 km), Maracon (4 km), Bossonnens (4 km).
Châtel-Saint-Denis at a glance: your local context
Châtel-Saint-Denis, a municipality of roughly 6’969 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Châtel-Saint-Denis belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 6’969
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1618
- Federal municipality number (BFS): 2325
Health insurance and supplementary cover around Châtel-Saint-Denis: compare neighbouring municipalities
Around Châtel-Saint-Denis, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Remaufens — 2.9 km away
- Health insurance and supplementary cover in Maracon — 3.9 km away
- Health insurance and supplementary cover in Bossonnens — 4.1 km away
- Health insurance and supplementary cover in Attalens — 4.4 km away
- Health insurance and supplementary cover in Semsales — 5.1 km away
- Health insurance and supplementary cover in Granges — 5.3 km away
- Health insurance and supplementary cover in Jongny — 6.0 km away
- Health insurance and supplementary cover in Saint-Martin — 6.8 km away
- Health insurance and supplementary cover in Oron — 6.8 km away
- Health insurance and supplementary cover in Blonay – Saint-Légier — 6.9 km away
Health insurance premiums 2026 in Châtel-Saint-Denis: the real numbers
The range in Châtel-Saint-Denis is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 450 to 618 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’010 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
That is exactly what our comparison does: it ranks the 73 insurers active in Châtel-Saint-Denis from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Châtel-Saint-Denis →
Basic insurance in Châtel-Saint-Denis: choosing insurer, deductible and model
You steer your premium in Châtel-Saint-Denis with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Châtel-Saint-Denis starts as low as 337 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Châtel-Saint-Denis
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Châtel-Saint-Denis →
How we work for Châtel-Saint-Denis
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Châtel-Saint-Denis this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Châtel-Saint-Denis (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Châtel-Saint-Denis?
In Châtel-Saint-Denis (postal code 1618), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Châtel-Saint-Denis have the same premiums?
Not necessarily. Châtel-Saint-Denis and nearby municipalities such as Remaufens (3 km), Maracon (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Châtel-Saint-Denis?
No. It explains the insurance and tax concepts for residents of Châtel-Saint-Denis (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Châtel-Saint-Denis with no obligation?
Of course. The starting point is your situation in Châtel-Saint-Denis; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.