Key points at a glance
This page explains to residents of Broc how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.
In Broc (postal code 1636), a municipality of roughly 2’651 residents in the canton of Fribourg, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between Broc and a nearby municipality (Botterens (2 km), Gruyères (2 km), Châtel-sur-Montsalvens (3 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Broc at a glance: your local context
Broc, a municipality of roughly 2’651 residents in the canton of Fribourg, brings its own local context to "Maternity and birth (supplementary insurance)". For health insurance premiums, Broc belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’651
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1636
- Federal municipality number (BFS): 2124
Maternity and birth (supplementary insurance) around Broc: compare neighbouring municipalities
Around Broc, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Maternity and birth (supplementary insurance) in Botterens — 2.2 km away
- Maternity and birth (supplementary insurance) in Gruyères — 2.3 km away
- Maternity and birth (supplementary insurance) in Châtel-sur-Montsalvens — 3.1 km away
- Maternity and birth (supplementary insurance) in Crésuz — 3.1 km away
- Maternity and birth (supplementary insurance) in Le Pâquier — 3.5 km away
- Maternity and birth (supplementary insurance) in Morlon — 3.9 km away
- Maternity and birth (supplementary insurance) in Bas-Intyamon — 3.9 km away
- Maternity and birth (supplementary insurance) in Bulle — 4.2 km away
- Maternity and birth (supplementary insurance) in Riaz — 4.5 km away
- Maternity and birth (supplementary insurance) in Val-de-Charmey — 5.4 km away
Supplementary insurance (LCA) in Broc: what matters
Unlike basic insurance, supplementary cover is a free contractual product: each insurer defines its own benefits, premiums and conditions. Two policies at the same price can cover very differently in Broc — for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses or maternity. So compare benefit by benefit against your actual needs, not just on price.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Broc →
How we work for Broc
Our approach for "Maternity and birth (supplementary insurance)" in Broc: (1) list your contracts and deadlines in the canton of Fribourg; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Broc (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around Broc?
Yes. The neighbouring municipalities of Broc, such as Botterens (2 km), Gruyères (2 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Fribourg or a move is coming up.
Does this page replace personal advice in Broc?
No, it is for orientation in Broc. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Maternity and birth (supplementary insurance)" in Broc with no obligation?
Of course. The starting point is your situation in Broc; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.