Premium subsidies and reductions in Maisprach

Premium subsidies and reductions in Maisprach (Bâle-Campagne)
Premium subsidies and reductions in Maisprach (Bâle-Campagne).

Key points at a glance

Living in Maisprach (canton of Basel-Landschaft) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Maisprach you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Maisprach belongs to region 1 in the canton of Basel-Landschaft) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Maisprach has roughly 922 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Maisprach, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Magden (2 km), Buus (3 km), Zeiningen (3 km).

Maisprach at a glance: your local context

Maisprach, a municipality of roughly 922 residents in the canton of Basel-Landschaft, has its own profile when it comes to health insurance. For health insurance premiums, Maisprach belongs to FOPH premium region 1 of the canton of Basel-Landschaft. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 922
  • Canton: Basel-Landschaft
  • Basic-insurance premium region (FOPH/OFSP): region 1
  • Postal code (NPA): 4464
  • Federal municipality number (BFS): 2853

Applying for premium subsidies around Maisprach: compare neighbouring municipalities

Around Maisprach, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Maisprach: the real numbers

Concretely for Maisprach: the 2026 adult premium (deductible 300 CHF) is between 558 and 769 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’526 francs of difference a year. The lowest adult premium there comes with the "Telmed (telemedicine)" model.

Monthly basic-insurance premiums 2026 — Maisprach (canton of Basel-Landschaft), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)558 – 769 CHFfrom 430 CHF
Young adults (19–25)390 – 630 CHFfrom 261 CHF
Children (0–18)42 – 175 CHF
Source: FOPH/OFSP, approved premiums 2026. 77 insurers compared.

Our comparison tool does this work for you: the 77 insurers available for Maisprach are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Maisprach →

Basic insurance in Maisprach: choosing insurer, deductible and model

You steer your premium in Maisprach with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Maisprach starts as low as 430 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Basel-Landschaft — many households leave this reduction unused.

Checklist for Maisprach

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Basel-Landschaft.

Free premium comparison for Maisprach →

How we work for Maisprach

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Basel-Landschaft. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Maisprach this difference is measurable: 558–769 francs a month for adults, i.e. up to 2’526 francs a year across 77 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Maisprach (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Maisprach?

In Maisprach (postal code 4464), the 2026 adult basic-insurance premium ranges from 558 to 769 francs a month depending on the insurer (deductible 300), from 390 francs for young adults and from 42 francs for children. For identical cover, the difference reaches up to 2’526 francs a year (FOPH premium region 1 of the canton of Basel-Landschaft). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Maisprach have the same premiums?

Not necessarily. Maisprach and nearby municipalities such as Magden (2 km), Buus (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Maisprach?

No. It explains the insurance and tax concepts for residents of Maisprach (canton of Basel-Landschaft). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Applying for premium subsidies" in Maisprach with no obligation?

Of course. The starting point is your situation in Maisprach; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

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Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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