Key points at a glance
This page is written for residents of Lausen, in the canton of Basel-Landschaft, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Lausen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Basel-Landschaft), never on your health: for basic insurance, every insurer must accept you. Lausen has roughly 5’209 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Lausen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Itingen (2 km), Liestal (2 km), Ramlinsburg (3 km).
Lausen at a glance: your local context
Lausen, a municipality of roughly 5’209 residents in the canton of Basel-Landschaft, has its own profile when it comes to health insurance. Lausen lies in premium region 1 of the canton of Basel-Landschaft (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 5’209
- Canton: Basel-Landschaft
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 4415
- Federal municipality number (BFS): 2828
Health insurance and supplementary cover around Lausen: compare neighbouring municipalities
Around Lausen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Itingen — 2.1 km away
- Health insurance and supplementary cover in Liestal — 2.2 km away
- Health insurance and supplementary cover in Ramlinsburg — 2.6 km away
- Health insurance and supplementary cover in Hersberg — 2.8 km away
- Health insurance and supplementary cover in Bubendorf — 3.1 km away
- Health insurance and supplementary cover in Seltisberg — 3.5 km away
- Health insurance and supplementary cover in Sissach — 3.9 km away
- Health insurance and supplementary cover in Nusshof — 4.0 km away
- Health insurance and supplementary cover in Füllinsdorf — 4.3 km away
- Health insurance and supplementary cover in Zunzgen — 4.5 km away
Health insurance premiums 2026 in Lausen: the real numbers
Concretely for Lausen: the 2026 adult premium (deductible 300 CHF) is between 558 and 769 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’526 francs of difference a year. The lowest adult premium there comes with the "Telmed (telemedicine)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 558 – 769 CHF | from 430 CHF |
| Young adults (19–25) | 390 – 630 CHF | from 261 CHF |
| Children (0–18) | 42 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 77 insurers active in Lausen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Lausen: choosing insurer, deductible and model
Three decisions drive your premium in Lausen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Lausen starts as low as 430 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Basel-Landschaft — many households leave this reduction unused.
Checklist for Lausen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Basel-Landschaft.
Free premium comparison for Lausen →
How we work for Lausen
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Basel-Landschaft. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Lausen this difference is measurable: 558–769 francs a month for adults, i.e. up to 2’526 francs a year across 77 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Lausen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lausen?
In Lausen (postal code 4415), the 2026 adult basic-insurance premium ranges from 558 to 769 francs a month depending on the insurer (deductible 300), from 390 francs for young adults and from 42 francs for children. For identical cover, the difference reaches up to 2’526 francs a year (FOPH premium region 1 of the canton of Basel-Landschaft). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lausen have the same premiums?
Not necessarily. Lausen and nearby municipalities such as Itingen (2 km), Liestal (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lausen?
No, it is for orientation in Lausen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Basel-Landschaft.
Can I compare "Health insurance and supplementary cover" in Lausen with no obligation?
Of course. The starting point is your situation in Lausen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.