Key points at a glance
This page is written for residents of Kilchberg, in the canton of Basel-Landschaft, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Kilchberg, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Kilchberg belongs to region 1 in the canton of Basel-Landschaft) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Kilchberg has roughly 159 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Kilchberg, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Zeglingen (1 km), Rünenberg (1 km), Wenslingen (2 km).
Kilchberg at a glance: your local context
Kilchberg, a municipality of roughly 159 residents in the canton of Basel-Landschaft, has its own profile when it comes to health insurance. For health insurance premiums, Kilchberg belongs to FOPH premium region 1 of the canton of Basel-Landschaft. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 159
- Canton: Basel-Landschaft
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 4496
- Federal municipality number (BFS): 2851
Applying for premium subsidies around Kilchberg: compare neighbouring municipalities
Living or working near Kilchberg? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Zeglingen — 1.0 km away
- Applying for premium subsidies in Rünenberg — 1.4 km away
- Applying for premium subsidies in Wenslingen — 1.8 km away
- Applying for premium subsidies in Häfelfingen — 2.6 km away
- Applying for premium subsidies in Oltingen — 2.7 km away
- Applying for premium subsidies in Tecknau — 2.9 km away
- Applying for premium subsidies in Wisen — 3.6 km away
- Applying for premium subsidies in Rümlingen — 3.7 km away
- Applying for premium subsidies in Wittinsburg — 4.2 km away
- Applying for premium subsidies in Rothenfluh — 4.3 km away
Health insurance premiums 2026 in Kilchberg: the real numbers
Concretely for Kilchberg: the 2026 adult premium (deductible 300 CHF) is between 558 and 769 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’526 francs of difference a year. The lowest adult premium there comes with the "Telmed (telemedicine)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 558 – 769 CHF | from 430 CHF |
| Young adults (19–25) | 390 – 630 CHF | from 261 CHF |
| Children (0–18) | 42 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 77 insurers active in Kilchberg from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Kilchberg →
Basic insurance in Kilchberg: choosing insurer, deductible and model
Three decisions drive your premium in Kilchberg. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Kilchberg starts as low as 430 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Basel-Landschaft — many households leave this reduction unused.
Checklist for Kilchberg
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Basel-Landschaft.
Free premium comparison for Kilchberg →
How we work for Kilchberg
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Basel-Landschaft. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Kilchberg this difference is measurable: 558–769 francs a month for adults, i.e. up to 2’526 francs a year across 77 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Kilchberg (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Kilchberg?
In Kilchberg (postal code 4496), the 2026 adult basic-insurance premium ranges from 558 to 769 francs a month depending on the insurer (deductible 300), from 390 francs for young adults and from 42 francs for children. For identical cover, the difference reaches up to 2’526 francs a year (FOPH premium region 1 of the canton of Basel-Landschaft). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Kilchberg have the same premiums?
Not necessarily. Kilchberg and nearby municipalities such as Zeglingen (1 km), Rünenberg (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Kilchberg?
No. It explains the insurance and tax concepts for residents of Kilchberg (canton of Basel-Landschaft). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Kilchberg with no obligation?
Of course. The starting point is your situation in Kilchberg; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.