Key points at a glance
This page explains to residents of Hemmiken how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.
In Hemmiken (postal code 4465), a municipality of roughly 263 residents in the canton of Basel-Landschaft, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Hemmiken and a nearby municipality (Ormalingen (2 km), Buus (3 km), Rickenbach (3 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Hemmiken at a glance: your local context
Hemmiken, a municipality of roughly 263 residents in the canton of Basel-Landschaft, brings its own local context to "Comparing supplementary (LCA/VVG) insurance". For health insurance premiums, Hemmiken belongs to FOPH premium region 1 of the canton of Basel-Landschaft. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 263
- Canton: Basel-Landschaft
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 4465
- Federal municipality number (BFS): 2848
Comparing supplementary (LCA/VVG) insurance around Hemmiken: compare neighbouring municipalities
Around Hemmiken, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Comparing supplementary (LCA/VVG) insurance in Ormalingen — 2.3 km away
- Comparing supplementary (LCA/VVG) insurance in Buus — 2.9 km away
- Comparing supplementary (LCA/VVG) insurance in Rickenbach — 3.2 km away
- Comparing supplementary (LCA/VVG) insurance in Hellikon — 3.3 km away
- Comparing supplementary (LCA/VVG) insurance in Wegenstetten — 3.3 km away
- Comparing supplementary (LCA/VVG) insurance in Rothenfluh — 3.4 km away
- Comparing supplementary (LCA/VVG) insurance in Gelterkinden — 4.0 km away
- Comparing supplementary (LCA/VVG) insurance in Zuzgen — 4.2 km away
- Comparing supplementary (LCA/VVG) insurance in Tecknau — 4.4 km away
- Comparing supplementary (LCA/VVG) insurance in Wintersingen — 5.2 km away
Supplementary insurance (LCA) in Hemmiken: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Hemmiken, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Hemmiken →
How we work for Hemmiken
For "Comparing supplementary (LCA/VVG) insurance" in Hemmiken we work in three stages: an inventory of your contracts and dates (canton of Basel-Landschaft); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Hemmiken (practical guidance, not legal advice)
Is "Comparing supplementary (LCA/VVG) insurance" also covered for the area around Hemmiken?
Yes. The neighbouring municipalities of Hemmiken, such as Ormalingen (2 km), Buus (3 km), each have their own page on "Comparing supplementary (LCA/VVG) insurance" — handy when you compare several places to live in the canton of Basel-Landschaft or a move is coming up.
Does this page replace personal advice in Hemmiken?
No, it is for orientation in Hemmiken. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Basel-Landschaft.
Can I compare "Comparing supplementary (LCA/VVG) insurance" in Hemmiken with no obligation?
Of course. The starting point is your situation in Hemmiken; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for Hemmiken is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.