Key points at a glance
This page is for residents of Augst who want to understand, compare or open a pillar 3a — Switzerland's most tax-efficient private pension. Every contribution (up to the annual maximum) reduces your taxable income, and the capital grows for retirement, buying a home or leaving the country.
In Augst (postal code 4302), a municipality of roughly 1’024 residents in the canton of Basel-Landschaft, two choices matter most over time: the size of your annual contribution (ideally the maximum) and the right provider — a 3a savings account, a 3a with securities (more return potential) or a 3a insurance policy. Fees and returns vary widely; the essentials and a free comparison follow below. Comparing several places to live (Kaiseraugst (1 km), Giebenach (2 km), Pratteln (3 km))? The 3a maximum is set federally — only your municipal tax rate changes the effective saving.
Augst at a glance: your local context
Augst, a municipality of roughly 1’024 residents in the canton of Basel-Landschaft, brings its own local context to "Pillar 3a for cross-border workers". For health insurance premiums, Augst belongs to FOPH premium region 1 of the canton of Basel-Landschaft. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’024
- Canton: Basel-Landschaft
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 4302
- Federal municipality number (BFS): 2822
Pillar 3a for cross-border workers around Augst: compare neighbouring municipalities
Living or working near Augst? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Pillar 3a for cross-border workers in Kaiseraugst — 1.0 km away
- Pillar 3a for cross-border workers in Giebenach — 2.2 km away
- Pillar 3a for cross-border workers in Pratteln — 2.7 km away
- Pillar 3a for cross-border workers in Füllinsdorf — 3.2 km away
- Pillar 3a for cross-border workers in Frenkendorf — 3.5 km away
- Pillar 3a for cross-border workers in Arisdorf — 4.1 km away
- Pillar 3a for cross-border workers in Olsberg — 5.0 km away
- Pillar 3a for cross-border workers in Liestal — 5.7 km away
- Pillar 3a for cross-border workers in Muttenz — 5.8 km away
- Pillar 3a for cross-border workers in Bettingen — 5.9 km away
Pillar 3a in Augst: compare and contribute wisely
With pillar 3a you save twice over: contributions up to the maximum immediately lower your tax bill, and the balance grows long term for retirement. What matters in Augst is the size of the contribution and the choice of provider — between a safe 3a account, a return-oriented securities solution and a 3a insurance policy, the gap in cost and yield is wide.
Over 20–30 years, costs and returns decide tens of thousands of francs. So check the solution type (account or securities), the fees and the flexibility (transferability, free contributions). How much tax you save is set by your marginal rate — depending on income, the canton of Basel-Landschaft and your municipality. Withdrawals attract a reduced special rate; running several 3a accounts lets you stagger withdrawals and optimise further.
Hallmarks of a good 3a solution
- Low total costs (management fee plus fund costs / TER).
- Equity share suited to your investment horizon until retirement.
- Flexible contributions and free transfer to another provider.
- Withdrawal planning: several accounts for staggered, tax-efficient withdrawals.
Compare pillar 3a offers for Augst →
How we work for Augst
For "Pillar 3a for cross-border workers" in Augst we work in three stages: an inventory of your contracts and dates (canton of Basel-Landschaft); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Augst (practical guidance, not legal advice)
Is "Pillar 3a for cross-border workers" also covered for the area around Augst?
Yes. The neighbouring municipalities of Augst, such as Kaiseraugst (1 km), Giebenach (2 km), each have their own page on "Pillar 3a for cross-border workers" — handy when you compare several places to live in the canton of Basel-Landschaft or a move is coming up.
Does this page replace personal advice in Augst?
No, it is for orientation in Augst. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Basel-Landschaft.
Can I compare "Pillar 3a for cross-border workers" in Augst with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Augst follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.