Key points at a glance
Living in Wimmis (canton of Bern) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Wimmis you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Wimmis belongs to region 2 in the canton of Bern) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Wimmis has roughly 2’538 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Wimmis, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Spiez (2 km), Reutigen (3 km), Aeschi bei Spiez (4 km).
Wimmis at a glance: your local context
Wimmis, a municipality of roughly 2’538 residents in the canton of Bern, has its own profile when it comes to health insurance. For health insurance premiums, Wimmis belongs to FOPH premium region 2 of the canton of Bern. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’538
- Canton: Bern
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3752
- Federal municipality number (BFS): 769
Applying for premium subsidies around Wimmis: compare neighbouring municipalities
Around Wimmis, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Spiez — 2.4 km away
- Applying for premium subsidies in Reutigen — 2.5 km away
- Applying for premium subsidies in Aeschi bei Spiez — 4.5 km away
- Applying for premium subsidies in Diemtigen — 6.2 km away
- Applying for premium subsidies in Oberhofen am Thunersee — 6.5 km away
- Applying for premium subsidies in Erlenbach im Simmental — 6.7 km away
- Applying for premium subsidies in Amsoldingen — 7.1 km away
- Applying for premium subsidies in Sigriswil — 7.6 km away
- Applying for premium subsidies in Stocken-Höfen — 7.7 km away
- Applying for premium subsidies in Hilterfingen — 7.7 km away
Health insurance premiums 2026 in Wimmis: the real numbers
The range in Wimmis is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 494 to 660 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’999 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 494 – 660 CHF | from 368 CHF |
| Young adults (19–25) | 357 – 516 CHF | from 231 CHF |
| Children (0–18) | 32 – 152 CHF | — |
Our comparison tool does this work for you: the 85 insurers available for Wimmis are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Wimmis: choosing insurer, deductible and model
Three decisions drive your premium in Wimmis. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Wimmis starts as low as 368 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Bern: the entitlement goes surprisingly often unclaimed.
Checklist for Wimmis
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Bern.
Free premium comparison for Wimmis →
How we work for Wimmis
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Bern. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Wimmis this difference is measurable: 494–660 francs a month for adults, i.e. up to 1’999 francs a year across 85 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Wimmis (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Wimmis?
In Wimmis (postal code 3752), the 2026 adult basic-insurance premium ranges from 494 to 660 francs a month depending on the insurer (deductible 300), from 357 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’999 francs a year (FOPH premium region 2 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Wimmis have the same premiums?
Not necessarily. Wimmis and nearby municipalities such as Spiez (2 km), Reutigen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Wimmis?
No, it is for orientation in Wimmis. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Bern.
Can I compare "Applying for premium subsidies" in Wimmis with no obligation?
Of course. The starting point is your situation in Wimmis; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.