Key points at a glance
Living in Saint-Imier (canton of Bern) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Saint-Imier you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Bern), never on your health: for basic insurance, every insurer must accept you. Saint-Imier has roughly 5’131 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Saint-Imier, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Villeret (2 km), Sonvilier (3 km), Cormoret (5 km).
Saint-Imier at a glance: your local context
Saint-Imier, a municipality of roughly 5’131 residents in the canton of Bern, has its own profile when it comes to health insurance. For health insurance premiums, Saint-Imier belongs to FOPH premium region 2 of the canton of Bern. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 5’131
- Canton: Bern
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 2610
- Federal municipality number (BFS): 443
Health insurance and supplementary cover around Saint-Imier: compare neighbouring municipalities
Around Saint-Imier, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Villeret — 1.6 km away
- Health insurance and supplementary cover in Sonvilier — 3.0 km away
- Health insurance and supplementary cover in Cormoret — 4.9 km away
- Health insurance and supplementary cover in Les Breuleux — 5.8 km away
- Health insurance and supplementary cover in Courtelary — 6.2 km away
- Health insurance and supplementary cover in Renan — 6.3 km away
- Health insurance and supplementary cover in Nods — 7.5 km away
- Health insurance and supplementary cover in La Ferrière — 7.6 km away
- Health insurance and supplementary cover in Mont-Tramelan — 7.7 km away
- Health insurance and supplementary cover in Le Noirmont — 8.0 km away
Health insurance premiums 2026 in Saint-Imier: the real numbers
The range in Saint-Imier is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 494 to 660 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’999 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 494 – 660 CHF | from 368 CHF |
| Young adults (19–25) | 357 – 516 CHF | from 231 CHF |
| Children (0–18) | 32 – 152 CHF | — |
Our comparison tool does this work for you: the 85 insurers available for Saint-Imier are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Saint-Imier →
Basic insurance in Saint-Imier: choosing insurer, deductible and model
You steer your premium in Saint-Imier with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Saint-Imier starts as low as 368 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Bern — many households leave this reduction unused.
Checklist for Saint-Imier
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Bern.
Free premium comparison for Saint-Imier →
How we work for Saint-Imier
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Bern. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Saint-Imier this difference is measurable: 494–660 francs a month for adults, i.e. up to 1’999 francs a year across 85 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Saint-Imier (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Saint-Imier?
In Saint-Imier (postal code 2610), the 2026 adult basic-insurance premium ranges from 494 to 660 francs a month depending on the insurer (deductible 300), from 357 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’999 francs a year (FOPH premium region 2 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Saint-Imier have the same premiums?
Not necessarily. Saint-Imier and nearby municipalities such as Villeret (2 km), Sonvilier (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Saint-Imier?
No. It explains the insurance and tax concepts for residents of Saint-Imier (canton of Bern). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Saint-Imier with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Saint-Imier follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Saint-Imier is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.