Key points at a glance
This page is written for residents of Perrefitte, in the canton of Bern, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Perrefitte, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Perrefitte belongs to region 2 in the canton of Bern) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Perrefitte has roughly 463 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Perrefitte, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Moutier (2 km), Champoz (4 km), Court (4 km).
Perrefitte at a glance: your local context
Perrefitte, a municipality of roughly 463 residents in the canton of Bern, has its own profile when it comes to health insurance. Perrefitte lies in premium region 2 of the canton of Bern (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 463
- Canton: Bern
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 2742
- Federal municipality number (BFS): 701
Applying for premium subsidies around Perrefitte: compare neighbouring municipalities
Living or working near Perrefitte? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Moutier — 2.2 km away
- Applying for premium subsidies in Champoz — 3.7 km away
- Applying for premium subsidies in Court — 4.0 km away
- Applying for premium subsidies in Roches — 4.3 km away
- Applying for premium subsidies in Eschert — 4.4 km away
- Applying for premium subsidies in Sorvilier — 4.8 km away
- Applying for premium subsidies in Belprahon — 5.0 km away
- Applying for premium subsidies in Châtillon — 5.9 km away
- Applying for premium subsidies in Courtételle — 6.4 km away
- Applying for premium subsidies in Grandval — 6.5 km away
Health insurance premiums 2026 in Perrefitte: the real numbers
The range in Perrefitte is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 494 to 660 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’999 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 494 – 660 CHF | from 368 CHF |
| Young adults (19–25) | 357 – 516 CHF | from 231 CHF |
| Children (0–18) | 32 – 152 CHF | — |
Our comparison tool does this work for you: the 85 insurers available for Perrefitte are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Perrefitte →
Basic insurance in Perrefitte: choosing insurer, deductible and model
You steer your premium in Perrefitte with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Perrefitte starts as low as 368 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Bern — many households leave this reduction unused.
Checklist for Perrefitte
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Bern.
Free premium comparison for Perrefitte →
How we work for Perrefitte
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Bern. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Perrefitte this difference is measurable: 494–660 francs a month for adults, i.e. up to 1’999 francs a year across 85 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Perrefitte (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Perrefitte?
In Perrefitte (postal code 2742), the 2026 adult basic-insurance premium ranges from 494 to 660 francs a month depending on the insurer (deductible 300), from 357 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’999 francs a year (FOPH premium region 2 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Perrefitte have the same premiums?
Not necessarily. Perrefitte and nearby municipalities such as Moutier (2 km), Champoz (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Perrefitte?
No. It explains the insurance and tax concepts for residents of Perrefitte (canton of Bern). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Perrefitte with no obligation?
Of course. The starting point is your situation in Perrefitte; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.