Key points at a glance
Living in Mont-Tramelan (canton of Bern) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Mont-Tramelan you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Mont-Tramelan belongs to region 2 in the canton of Bern) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Mont-Tramelan has roughly 122 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Mont-Tramelan, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Courtelary (4 km), Tramelan (4 km), Les Breuleux (4 km).
Mont-Tramelan at a glance: your local context
Mont-Tramelan, a municipality of roughly 122 residents in the canton of Bern, has its own profile when it comes to health insurance. For health insurance premiums, Mont-Tramelan belongs to FOPH premium region 2 of the canton of Bern. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 122
- Canton: Bern
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 2723
- Federal municipality number (BFS): 437
Applying for premium subsidies around Mont-Tramelan: compare neighbouring municipalities
Around Mont-Tramelan, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Courtelary — 3.8 km away
- Applying for premium subsidies in Tramelan — 3.8 km away
- Applying for premium subsidies in Les Breuleux — 4.0 km away
- Applying for premium subsidies in Cormoret — 4.0 km away
- Applying for premium subsidies in Cortébert — 4.6 km away
- Applying for premium subsidies in Saignelégier — 6.0 km away
- Applying for premium subsidies in Villeret — 6.3 km away
- Applying for premium subsidies in Corgémont — 6.8 km away
- Applying for premium subsidies in Le Bémont — 6.8 km away
- Applying for premium subsidies in Muriaux — 6.9 km away
Health insurance premiums 2026 in Mont-Tramelan: the real numbers
In Mont-Tramelan, an adult with a 300 CHF deductible pays between 494 and 660 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 1’999 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 494 – 660 CHF | from 368 CHF |
| Young adults (19–25) | 357 – 516 CHF | from 231 CHF |
| Children (0–18) | 32 – 152 CHF | — |
Our comparison tool does this work for you: the 85 insurers available for Mont-Tramelan are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Mont-Tramelan →
Basic insurance in Mont-Tramelan: choosing insurer, deductible and model
You steer your premium in Mont-Tramelan with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Mont-Tramelan starts as low as 368 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Bern: the entitlement goes surprisingly often unclaimed.
Checklist for Mont-Tramelan
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Bern.
Free premium comparison for Mont-Tramelan →
How we work for Mont-Tramelan
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Bern. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Mont-Tramelan this difference is measurable: 494–660 francs a month for adults, i.e. up to 1’999 francs a year across 85 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Mont-Tramelan (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Mont-Tramelan?
In Mont-Tramelan (postal code 2723), the 2026 adult basic-insurance premium ranges from 494 to 660 francs a month depending on the insurer (deductible 300), from 357 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’999 francs a year (FOPH premium region 2 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Mont-Tramelan have the same premiums?
Not necessarily. Mont-Tramelan and nearby municipalities such as Courtelary (4 km), Tramelan (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Mont-Tramelan?
No. It explains the insurance and tax concepts for residents of Mont-Tramelan (canton of Bern). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Mont-Tramelan with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Mont-Tramelan follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.