Key points at a glance
Living in Mattstetten (canton of Bern) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Mattstetten you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Bern), never on your health: for basic insurance, every insurer must accept you. Mattstetten has roughly 560 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Mattstetten, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Urtenen-Schönbühl (1 km), Bäriswil (2 km), Jegenstorf (2 km).
Mattstetten at a glance: your local context
Mattstetten, a municipality of roughly 560 residents in the canton of Bern, has its own profile when it comes to health insurance. For health insurance premiums, Mattstetten belongs to FOPH premium region 2 of the canton of Bern. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 560
- Canton: Bern
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3322
- Federal municipality number (BFS): 543
Health insurance and supplementary cover around Mattstetten: compare neighbouring municipalities
Around Mattstetten, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Urtenen-Schönbühl — 1.1 km away
- Health insurance and supplementary cover in Bäriswil — 2.1 km away
- Health insurance and supplementary cover in Jegenstorf — 2.3 km away
- Health insurance and supplementary cover in Hindelbank — 2.6 km away
- Health insurance and supplementary cover in Moosseedorf — 2.7 km away
- Health insurance and supplementary cover in Wiggiswil — 3.4 km away
- Health insurance and supplementary cover in Zuzwil — 4.0 km away
- Health insurance and supplementary cover in Deisswil bei Münchenbuchsee — 4.4 km away
- Health insurance and supplementary cover in Krauchthal — 4.6 km away
- Health insurance and supplementary cover in Iffwil — 4.7 km away
Health insurance premiums 2026 in Mattstetten: the real numbers
The range in Mattstetten is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 494 to 660 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’999 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 494 – 660 CHF | from 368 CHF |
| Young adults (19–25) | 357 – 516 CHF | from 231 CHF |
| Children (0–18) | 32 – 152 CHF | — |
That is exactly what our comparison does: it ranks the 85 insurers active in Mattstetten from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Mattstetten →
Basic insurance in Mattstetten: choosing insurer, deductible and model
You steer your premium in Mattstetten with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Mattstetten starts as low as 368 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Bern: the entitlement goes surprisingly often unclaimed.
Checklist for Mattstetten
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Bern.
Free premium comparison for Mattstetten →
How we work for Mattstetten
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Bern. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Mattstetten this difference is measurable: 494–660 francs a month for adults, i.e. up to 1’999 francs a year across 85 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Mattstetten (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Mattstetten?
In Mattstetten (postal code 3322), the 2026 adult basic-insurance premium ranges from 494 to 660 francs a month depending on the insurer (deductible 300), from 357 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’999 francs a year (FOPH premium region 2 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Mattstetten have the same premiums?
Not necessarily. Mattstetten and nearby municipalities such as Urtenen-Schönbühl (1 km), Bäriswil (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Mattstetten?
No, it is for orientation in Mattstetten. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Bern.
Can I compare "Health insurance and supplementary cover" in Mattstetten with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Mattstetten follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Mattstetten is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.