Key points at a glance
This page is written for residents of Uerkheim, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Uerkheim, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Uerkheim belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Uerkheim has roughly 1’441 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Uerkheim, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Schöftland (2 km), Holziken (2 km), Bottenwil (3 km).
Uerkheim at a glance: your local context
Uerkheim, a municipality of roughly 1’441 residents in the canton of Aargau, has its own profile when it comes to health insurance. Uerkheim lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’441
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4813
- Federal municipality number (BFS): 4286
Health insurance and supplementary cover around Uerkheim: compare neighbouring municipalities
Living or working near Uerkheim? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Schöftland — 2.1 km away
- Health insurance and supplementary cover in Holziken — 2.1 km away
- Health insurance and supplementary cover in Bottenwil — 2.6 km away
- Health insurance and supplementary cover in Hirschthal — 2.6 km away
- Health insurance and supplementary cover in Staffelbach — 3.0 km away
- Health insurance and supplementary cover in Safenwil — 3.5 km away
- Health insurance and supplementary cover in Kölliken — 3.6 km away
- Health insurance and supplementary cover in Muhen — 3.7 km away
- Health insurance and supplementary cover in Wiliberg — 4.0 km away
- Health insurance and supplementary cover in Kirchleerau — 4.5 km away
Health insurance premiums 2026 in Uerkheim: the real numbers
The range in Uerkheim is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 454 to 622 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’017 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
That is exactly what our comparison does: it ranks the 84 insurers active in Uerkheim from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Uerkheim →
Basic insurance in Uerkheim: choosing insurer, deductible and model
Three decisions drive your premium in Uerkheim. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Uerkheim starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.
Checklist for Uerkheim
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Uerkheim →
How we work for Uerkheim
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Uerkheim this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Uerkheim (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Uerkheim?
In Uerkheim (postal code 4813), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Uerkheim have the same premiums?
Not necessarily. Uerkheim and nearby municipalities such as Schöftland (2 km), Holziken (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Uerkheim?
No, it is for orientation in Uerkheim. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Health insurance and supplementary cover" in Uerkheim with no obligation?
Of course. The starting point is your situation in Uerkheim; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.