Key points at a glance
This page is written for residents of Thalheim, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Thalheim, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Thalheim belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Thalheim has roughly 831 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Thalheim, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Biberstein (3 km), Auenstein (3 km), Schinznach-Dorf (3 km).
Thalheim at a glance: your local context
Thalheim, a municipality of roughly 831 residents in the canton of Aargau, has its own profile when it comes to health insurance. Thalheim lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 831
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5112
- Federal municipality number (BFS): 4117
Health insurance and supplementary cover around Thalheim: compare neighbouring municipalities
Living or working near Thalheim? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Biberstein — 3.1 km away
- Health insurance and supplementary cover in Auenstein — 3.2 km away
- Health insurance and supplementary cover in Schinznach-Dorf — 3.3 km away
- Health insurance and supplementary cover in Schinznach — 3.3 km away
- Health insurance and supplementary cover in Veltheim — 3.3 km away
- Health insurance and supplementary cover in Rupperswil — 4.3 km away
- Health insurance and supplementary cover in Densbüren — 4.3 km away
- Health insurance and supplementary cover in Küttigen — 4.7 km away
- Health insurance and supplementary cover in Zeihen — 4.7 km away
- Health insurance and supplementary cover in Holderbank — 4.8 km away
Health insurance premiums 2026 in Thalheim: the real numbers
Concretely for Thalheim: the 2026 adult premium (deductible 300 CHF) is between 454 and 622 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’017 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
Our comparison tool does this work for you: the 84 insurers available for Thalheim are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Thalheim →
Basic insurance in Thalheim: choosing insurer, deductible and model
Three decisions drive your premium in Thalheim. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Thalheim starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.
Checklist for Thalheim
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Thalheim →
How we work for Thalheim
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Aargau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Thalheim this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Thalheim (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Thalheim?
In Thalheim (postal code 5112), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Thalheim have the same premiums?
Not necessarily. Thalheim and nearby municipalities such as Biberstein (3 km), Auenstein (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Thalheim?
No. It explains the insurance and tax concepts for residents of Thalheim (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Thalheim with no obligation?
Of course. The starting point is your situation in Thalheim; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.