Key points at a glance
This is about supplementary insurance (LCA) for Schmiedrued: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Schmiedrued (postal code 5046), a municipality of roughly 1’168 residents in the canton of Aargau, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between Schmiedrued and a nearby municipality (Gontenschwil (3 km), Schlossrued (3 km), Kirchleerau (4 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Schmiedrued at a glance: your local context
Schmiedrued, a municipality of roughly 1’168 residents in the canton of Aargau, brings its own local context to "Maternity and birth (supplementary insurance)". For health insurance premiums, Schmiedrued belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’168
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5046
- Federal municipality number (BFS): 4143
Maternity and birth (supplementary insurance) around Schmiedrued: compare neighbouring municipalities
Around Schmiedrued, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Maternity and birth (supplementary insurance) in Gontenschwil — 2.8 km away
- Maternity and birth (supplementary insurance) in Schlossrued — 3.4 km away
- Maternity and birth (supplementary insurance) in Kirchleerau — 3.6 km away
- Maternity and birth (supplementary insurance) in Moosleerau — 3.6 km away
- Maternity and birth (supplementary insurance) in Zetzwil — 4.1 km away
- Maternity and birth (supplementary insurance) in Oberkulm — 4.1 km away
- Maternity and birth (supplementary insurance) in Triengen — 4.2 km away
- Maternity and birth (supplementary insurance) in Schlierbach — 4.4 km away
- Maternity and birth (supplementary insurance) in Leimbach — 4.4 km away
- Maternity and birth (supplementary insurance) in Reitnau — 5.3 km away
Supplementary insurance (LCA) in Schmiedrued: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Schmiedrued, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Schmiedrued →
How we work for Schmiedrued
Our approach for "Maternity and birth (supplementary insurance)" in Schmiedrued: (1) list your contracts and deadlines in the canton of Aargau; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Schmiedrued (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around Schmiedrued?
Yes. The neighbouring municipalities of Schmiedrued, such as Gontenschwil (3 km), Schlossrued (3 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Aargau or a move is coming up.
Does this page replace personal advice in Schmiedrued?
No, it is for orientation in Schmiedrued. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Maternity and birth (supplementary insurance)" in Schmiedrued with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Schmiedrued follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.