Basic health insurance and supplementary cover in Reinach

Basic health insurance and supplementary cover in Reinach (Argovie)
Basic health insurance and supplementary cover in Reinach (Argovie).

Key points at a glance

This page is written for residents of Reinach, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Reinach, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Aargau), never on your health: for basic insurance, every insurer must accept you. Reinach has roughly 8’498 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Reinach, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Menziken (2 km), Beinwil am See (2 km), Leimbach (2 km).

Reinach at a glance: your local context

Reinach, a municipality of roughly 8’498 residents in the canton of Aargau, has its own profile when it comes to health insurance. For health insurance premiums, Reinach belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 8’498
  • Canton: Aargau
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 5734
  • Federal municipality number (BFS): 4141

Health insurance and supplementary cover around Reinach: compare neighbouring municipalities

Around Reinach, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Reinach: the real numbers

Concretely for Reinach: the 2026 adult premium (deductible 300 CHF) is between 454 and 622 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’017 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Reinach (canton of Aargau), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)454 – 622 CHFfrom 344 CHF
Young adults (19–25)331 – 469 CHFfrom 213 CHF
Children (0–18)33 – 137 CHF
Source: FOPH/OFSP, approved premiums 2026. 84 insurers compared.

Our comparison tool does this work for you: the 84 insurers available for Reinach are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Reinach →

Basic insurance in Reinach: choosing insurer, deductible and model

You steer your premium in Reinach with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Reinach starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.

Checklist for Reinach

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Aargau.

Free premium comparison for Reinach →

How we work for Reinach

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Reinach this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Reinach (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Reinach?

In Reinach (postal code 5734), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Reinach have the same premiums?

Not necessarily. Reinach and nearby municipalities such as Menziken (2 km), Beinwil am See (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Reinach?

No. It explains the insurance and tax concepts for residents of Reinach (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Reinach with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Reinach follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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