Key points at a glance
This page is written for residents of Oberwil-Lieli, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Oberwil-Lieli, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Oberwil-Lieli belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Oberwil-Lieli has roughly 2’416 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Oberwil-Lieli, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Unterlunkhofen (1 km), Berikon (2 km), Zufikon (2 km).
Oberwil-Lieli at a glance: your local context
Oberwil-Lieli, a municipality of roughly 2’416 residents in the canton of Aargau, has its own profile when it comes to health insurance. Oberwil-Lieli lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’416
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 8966
- Federal municipality number (BFS): 4074
Health insurance and supplementary cover around Oberwil-Lieli: compare neighbouring municipalities
Around Oberwil-Lieli, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Unterlunkhofen — 1.3 km away
- Health insurance and supplementary cover in Berikon — 2.3 km away
- Health insurance and supplementary cover in Zufikon — 2.3 km away
- Health insurance and supplementary cover in Oberlunkhofen — 2.6 km away
- Health insurance and supplementary cover in Rottenschwil — 2.7 km away
- Health insurance and supplementary cover in Arni — 3.3 km away
- Health insurance and supplementary cover in Besenbüren — 3.5 km away
- Health insurance and supplementary cover in Bremgarten — 3.9 km away
- Health insurance and supplementary cover in Rudolfstetten-Friedlisberg — 4.0 km away
- Health insurance and supplementary cover in Jonen — 4.0 km away
Health insurance premiums 2026 in Oberwil-Lieli: the real numbers
The range in Oberwil-Lieli is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 454 to 622 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’017 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
That is exactly what our comparison does: it ranks the 84 insurers active in Oberwil-Lieli from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Oberwil-Lieli →
Basic insurance in Oberwil-Lieli: choosing insurer, deductible and model
Three decisions drive your premium in Oberwil-Lieli. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Oberwil-Lieli starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.
Checklist for Oberwil-Lieli
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Oberwil-Lieli →
How we work for Oberwil-Lieli
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Aargau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Oberwil-Lieli this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Oberwil-Lieli (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Oberwil-Lieli?
In Oberwil-Lieli (postal code 8966), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Oberwil-Lieli have the same premiums?
Not necessarily. Oberwil-Lieli and nearby municipalities such as Unterlunkhofen (1 km), Berikon (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Oberwil-Lieli?
No, it is for orientation in Oberwil-Lieli. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Health insurance and supplementary cover" in Oberwil-Lieli with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Oberwil-Lieli follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Oberwil-Lieli is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.