Key points at a glance
Living in Obermumpf (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Obermumpf you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Aargau), never on your health: for basic insurance, every insurer must accept you. Obermumpf has roughly 1’074 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Obermumpf, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Stein (2 km), Münchwilen (2 km), Mumpf (2 km).
Obermumpf at a glance: your local context
Obermumpf, a municipality of roughly 1’074 residents in the canton of Aargau, has its own profile when it comes to health insurance. For health insurance premiums, Obermumpf belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’074
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4324
- Federal municipality number (BFS): 4256
Applying for premium subsidies around Obermumpf: compare neighbouring municipalities
Around Obermumpf, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Stein — 1.7 km away
- Applying for premium subsidies in Münchwilen — 2.1 km away
- Applying for premium subsidies in Mumpf — 2.2 km away
- Applying for premium subsidies in Hellikon — 2.7 km away
- Applying for premium subsidies in Schupfart — 2.8 km away
- Applying for premium subsidies in Zuzgen — 2.9 km away
- Applying for premium subsidies in Wegenstetten — 3.5 km away
- Applying for premium subsidies in Eiken — 4.0 km away
- Applying for premium subsidies in Wallbach — 4.1 km away
- Applying for premium subsidies in Sisseln — 4.7 km away
Health insurance premiums 2026 in Obermumpf: the real numbers
Concretely for Obermumpf: the 2026 adult premium (deductible 300 CHF) is between 454 and 622 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’017 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
Our comparison tool does this work for you: the 84 insurers available for Obermumpf are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Obermumpf →
Basic insurance in Obermumpf: choosing insurer, deductible and model
Three decisions drive your premium in Obermumpf. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Obermumpf starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.
Checklist for Obermumpf
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Obermumpf →
How we work for Obermumpf
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Obermumpf this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Obermumpf (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Obermumpf?
In Obermumpf (postal code 4324), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Obermumpf have the same premiums?
Not necessarily. Obermumpf and nearby municipalities such as Stein (2 km), Münchwilen (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Obermumpf?
No, it is for orientation in Obermumpf. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Applying for premium subsidies" in Obermumpf with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Obermumpf follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Obermumpf is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.