Key points at a glance
Living in Oberhof (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Oberhof you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Oberhof belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Oberhof has roughly 605 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Oberhof, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Wölflinswil (1 km), Kienberg (3 km), Densbüren (4 km).
Oberhof at a glance: your local context
Oberhof, a municipality of roughly 605 residents in the canton of Aargau, has its own profile when it comes to health insurance. Oberhof lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 605
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5062
- Federal municipality number (BFS): 4173
Applying for premium subsidies around Oberhof: compare neighbouring municipalities
Around Oberhof, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Wölflinswil — 1.3 km away
- Applying for premium subsidies in Kienberg — 3.1 km away
- Applying for premium subsidies in Densbüren — 3.5 km away
- Applying for premium subsidies in Wittnau — 4.0 km away
- Applying for premium subsidies in Herznach-Ueken — 4.2 km away
- Applying for premium subsidies in Anwil — 4.9 km away
- Applying for premium subsidies in Erlinsbach — 4.9 km away
- Applying for premium subsidies in Küttigen — 5.0 km away
- Applying for premium subsidies in Gipf-Oberfrick — 5.4 km away
- Applying for premium subsidies in Erlinsbach — 5.7 km away
Health insurance premiums 2026 in Oberhof: the real numbers
In Oberhof, an adult with a 300 CHF deductible pays between 454 and 622 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’017 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
Our comparison tool does this work for you: the 84 insurers available for Oberhof are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Oberhof →
Basic insurance in Oberhof: choosing insurer, deductible and model
You steer your premium in Oberhof with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Oberhof starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.
Checklist for Oberhof
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Oberhof →
How we work for Oberhof
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Aargau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Oberhof this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Oberhof (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Oberhof?
In Oberhof (postal code 5062), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Oberhof have the same premiums?
Not necessarily. Oberhof and nearby municipalities such as Wölflinswil (1 km), Kienberg (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Oberhof?
No, it is for orientation in Oberhof. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Applying for premium subsidies" in Oberhof with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Oberhof follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.