Key points at a glance
Living in Mühlau (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Mühlau you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Aargau), never on your health: for basic insurance, every insurer must accept you. Mühlau has roughly 1’175 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Mühlau, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Auw (3 km), Maschwanden (3 km), Beinwil (Freiamt) (3 km).
Mühlau at a glance: your local context
Mühlau, a municipality of roughly 1’175 residents in the canton of Aargau, has its own profile when it comes to health insurance. For health insurance premiums, Mühlau belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’175
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5642
- Federal municipality number (BFS): 4235
Applying for premium subsidies around Mühlau: compare neighbouring municipalities
Around Mühlau, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Auw — 2.8 km away
- Applying for premium subsidies in Maschwanden — 2.8 km away
- Applying for premium subsidies in Beinwil (Freiamt) — 3.5 km away
- Applying for premium subsidies in Merenschwand — 3.7 km away
- Applying for premium subsidies in Sins — 4.3 km away
- Applying for premium subsidies in Obfelden — 4.5 km away
- Applying for premium subsidies in Knonau — 5.3 km away
- Applying for premium subsidies in Geltwil — 5.6 km away
- Applying for premium subsidies in Rifferswil — 5.7 km away
- Applying for premium subsidies in Mettmenstetten — 5.7 km away
Health insurance premiums 2026 in Mühlau: the real numbers
In Mühlau, an adult with a 300 CHF deductible pays between 454 and 622 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’017 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
That is exactly what our comparison does: it ranks the 84 insurers active in Mühlau from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Mühlau: choosing insurer, deductible and model
Three decisions drive your premium in Mühlau. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Mühlau starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.
Checklist for Mühlau
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Mühlau →
How we work for Mühlau
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Aargau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Mühlau this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Mühlau (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Mühlau?
In Mühlau (postal code 5642), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Mühlau have the same premiums?
Not necessarily. Mühlau and nearby municipalities such as Auw (3 km), Maschwanden (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Mühlau?
No. It explains the insurance and tax concepts for residents of Mühlau (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Mühlau with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Mühlau follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.