Key points at a glance
This page is written for residents of Mönthal, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Mönthal, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Mönthal belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Mönthal has roughly 394 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Mönthal, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bözberg (2 km), Gansingen (3 km), Remigen (4 km).
Mönthal at a glance: your local context
Mönthal, a municipality of roughly 394 residents in the canton of Aargau, has its own profile when it comes to health insurance. For health insurance premiums, Mönthal belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 394
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5237
- Federal municipality number (BFS): 4106
Health insurance and supplementary cover around Mönthal: compare neighbouring municipalities
Around Mönthal, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Bözberg — 2.3 km away
- Health insurance and supplementary cover in Gansingen — 2.8 km away
- Health insurance and supplementary cover in Remigen — 3.6 km away
- Health insurance and supplementary cover in Riniken — 4.4 km away
- Health insurance and supplementary cover in Mettauertal — 4.7 km away
- Health insurance and supplementary cover in Mandach — 4.7 km away
- Health insurance and supplementary cover in Rüfenach — 5.2 km away
- Health insurance and supplementary cover in Villnachern — 5.5 km away
- Health insurance and supplementary cover in Villigen — 6.0 km away
- Health insurance and supplementary cover in Böztal — 6.2 km away
Health insurance premiums 2026 in Mönthal: the real numbers
The range in Mönthal is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 454 to 622 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’017 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
Our comparison tool does this work for you: the 84 insurers available for Mönthal are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Mönthal →
Basic insurance in Mönthal: choosing insurer, deductible and model
You steer your premium in Mönthal with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Mönthal starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.
Checklist for Mönthal
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Mönthal →
How we work for Mönthal
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Mönthal this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Mönthal (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Mönthal?
In Mönthal (postal code 5237), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Mönthal have the same premiums?
Not necessarily. Mönthal and nearby municipalities such as Bözberg (2 km), Gansingen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Mönthal?
No. It explains the insurance and tax concepts for residents of Mönthal (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Mönthal with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Mönthal follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Mönthal is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.