Basic health insurance and supplementary cover in Mellingen

Basic health insurance and supplementary cover in Mellingen (Argovie)
Basic health insurance and supplementary cover in Mellingen (Argovie).

Key points at a glance

This page is written for residents of Mellingen, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Mellingen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Aargau), never on your health: for basic insurance, every insurer must accept you. Mellingen has roughly 6’319 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Mellingen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Wohlenschwil (2 km), Tägerig (2 km), Niederrohrdorf (2 km).

Mellingen at a glance: your local context

Mellingen, a municipality of roughly 6’319 residents in the canton of Aargau, has its own profile when it comes to health insurance. Mellingen lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 6’319
  • Canton: Aargau
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 5507
  • Federal municipality number (BFS): 4033

Health insurance and supplementary cover around Mellingen: compare neighbouring municipalities

Around Mellingen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Mellingen: the real numbers

Concretely for Mellingen: the 2026 adult premium (deductible 300 CHF) is between 454 and 622 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’017 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Mellingen (canton of Aargau), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)454 – 622 CHFfrom 344 CHF
Young adults (19–25)331 – 469 CHFfrom 213 CHF
Children (0–18)33 – 137 CHF
Source: FOPH/OFSP, approved premiums 2026. 84 insurers compared.

Our comparison tool does this work for you: the 84 insurers available for Mellingen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Mellingen →

Basic insurance in Mellingen: choosing insurer, deductible and model

You steer your premium in Mellingen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Mellingen starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.

Checklist for Mellingen

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Aargau.

Free premium comparison for Mellingen →

How we work for Mellingen

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Mellingen this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Mellingen (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Mellingen?

In Mellingen (postal code 5507), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Mellingen have the same premiums?

Not necessarily. Mellingen and nearby municipalities such as Wohlenschwil (2 km), Tägerig (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Mellingen?

No. It explains the insurance and tax concepts for residents of Mellingen (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Mellingen with no obligation?

Of course. The starting point is your situation in Mellingen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

This local guide for Mellingen is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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