Key points at a glance
This page is written for residents of Koblenz AG, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Koblenz AG, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Koblenz AG belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Koblenz AG has roughly 1’821 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Koblenz AG, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Full-Reuenthal (3 km), Klingnau (3 km), Rietheim (3 km).
Koblenz AG at a glance: your local context
Koblenz AG, a municipality of roughly 1’821 residents in the canton of Aargau, has its own profile when it comes to health insurance. For health insurance premiums, Koblenz AG belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’821
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5322
- Federal municipality number (BFS): 4310
Applying for premium subsidies around Koblenz AG: compare neighbouring municipalities
Living or working near Koblenz AG? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Full-Reuenthal — 2.9 km away
- Applying for premium subsidies in Klingnau — 3.1 km away
- Applying for premium subsidies in Rietheim — 3.2 km away
- Applying for premium subsidies in Leuggern — 3.4 km away
- Applying for premium subsidies in Döttingen — 4.7 km away
- Applying for premium subsidies in Zurzach — 4.9 km away
- Applying for premium subsidies in Bad Zurzach — 5.0 km away
- Applying for premium subsidies in Leibstadt — 5.0 km away
- Applying for premium subsidies in Böttstein — 6.0 km away
- Applying for premium subsidies in Tegerfelden — 6.4 km away
Health insurance premiums 2026 in Koblenz AG: the real numbers
The range in Koblenz AG is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 454 to 622 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’017 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
Our comparison tool does this work for you: the 84 insurers available for Koblenz AG are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Koblenz AG →
Basic insurance in Koblenz AG: choosing insurer, deductible and model
Three decisions drive your premium in Koblenz AG. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Koblenz AG starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.
Checklist for Koblenz AG
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Koblenz AG →
How we work for Koblenz AG
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Koblenz AG this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Koblenz AG (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Koblenz AG?
In Koblenz AG (postal code 5322), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Koblenz AG have the same premiums?
Not necessarily. Koblenz AG and nearby municipalities such as Full-Reuenthal (3 km), Klingnau (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Koblenz AG?
No, it is for orientation in Koblenz AG. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Applying for premium subsidies" in Koblenz AG with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Koblenz AG follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.