Key points at a glance
Living in Gebenstorf (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Gebenstorf you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Gebenstorf belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Gebenstorf has roughly 5’807 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Gebenstorf, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Windisch (2 km), Birmenstorf (2 km), Mülligen (2 km).
Gebenstorf at a glance: your local context
Gebenstorf, a municipality of roughly 5’807 residents in the canton of Aargau, has its own profile when it comes to health insurance. Gebenstorf lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 5’807
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5412
- Federal municipality number (BFS): 4029
Health insurance and supplementary cover around Gebenstorf: compare neighbouring municipalities
Living or working near Gebenstorf? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Windisch — 1.5 km away
- Health insurance and supplementary cover in Birmenstorf — 1.9 km away
- Health insurance and supplementary cover in Mülligen — 2.4 km away
- Health insurance and supplementary cover in Untersiggenthal — 2.7 km away
- Health insurance and supplementary cover in Brugg — 2.7 km away
- Health insurance and supplementary cover in Hausen — 2.9 km away
- Health insurance and supplementary cover in Obersiggenthal — 3.8 km away
- Health insurance and supplementary cover in Rüfenach — 4.2 km away
- Health insurance and supplementary cover in Riniken — 4.5 km away
- Health insurance and supplementary cover in Habsburg — 4.6 km away
Health insurance premiums 2026 in Gebenstorf: the real numbers
In Gebenstorf, an adult with a 300 CHF deductible pays between 454 and 622 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’017 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
That is exactly what our comparison does: it ranks the 84 insurers active in Gebenstorf from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Gebenstorf →
Basic insurance in Gebenstorf: choosing insurer, deductible and model
You steer your premium in Gebenstorf with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Gebenstorf starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.
Checklist for Gebenstorf
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Gebenstorf →
How we work for Gebenstorf
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Aargau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Gebenstorf this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Gebenstorf (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Gebenstorf?
In Gebenstorf (postal code 5412), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Gebenstorf have the same premiums?
Not necessarily. Gebenstorf and nearby municipalities such as Windisch (2 km), Birmenstorf (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Gebenstorf?
No. It explains the insurance and tax concepts for residents of Gebenstorf (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Gebenstorf with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Gebenstorf follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.