Key points at a glance
This page is written for residents of Birr, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Birr, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Birr belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Birr has roughly 4’354 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Birr, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Lupfig (1 km), Brunegg (2 km), Möriken-Wildegg (3 km).
Birr at a glance: your local context
Birr, a municipality of roughly 4’354 residents in the canton of Aargau, has its own profile when it comes to health insurance. For health insurance premiums, Birr belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 4’354
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5242
- Federal municipality number (BFS): 4092
Applying for premium subsidies around Birr: compare neighbouring municipalities
Living or working near Birr? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Lupfig — 0.7 km away
- Applying for premium subsidies in Brunegg — 2.1 km away
- Applying for premium subsidies in Möriken-Wildegg — 2.6 km away
- Applying for premium subsidies in Holderbank — 2.6 km away
- Applying for premium subsidies in Schinznach-Bad — 2.9 km away
- Applying for premium subsidies in Hausen — 3.1 km away
- Applying for premium subsidies in Birrhard — 3.2 km away
- Applying for premium subsidies in Habsburg — 3.3 km away
- Applying for premium subsidies in Mägenwil — 3.4 km away
- Applying for premium subsidies in Mülligen — 3.7 km away
Health insurance premiums 2026 in Birr: the real numbers
Concretely for Birr: the 2026 adult premium (deductible 300 CHF) is between 454 and 622 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’017 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
That is exactly what our comparison does: it ranks the 84 insurers active in Birr from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Birr: choosing insurer, deductible and model
Three decisions drive your premium in Birr. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Birr starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.
Checklist for Birr
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Birr →
How we work for Birr
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Aargau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Birr this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Birr (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Birr?
In Birr (postal code 5242), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Birr have the same premiums?
Not necessarily. Birr and nearby municipalities such as Lupfig (1 km), Brunegg (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Birr?
No, it is for orientation in Birr. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Applying for premium subsidies" in Birr with no obligation?
Of course. The starting point is your situation in Birr; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.