Key points at a glance
Living in Beinwil (Freiamt) (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Beinwil (Freiamt) you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Beinwil (Freiamt) belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Beinwil (Freiamt) has roughly 1’140 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Beinwil (Freiamt), practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Geltwil (3 km), Auw (3 km), Mühlau (3 km).
Beinwil (Freiamt) at a glance: your local context
Beinwil (Freiamt), a municipality of roughly 1’140 residents in the canton of Aargau, has its own profile when it comes to health insurance. For health insurance premiums, Beinwil (Freiamt) belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’140
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5637
- Federal municipality number (BFS): 4224
Health insurance and supplementary cover around Beinwil (Freiamt): compare neighbouring municipalities
Around Beinwil (Freiamt), every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Geltwil — 2.6 km away
- Health insurance and supplementary cover in Auw — 2.7 km away
- Health insurance and supplementary cover in Mühlau — 3.5 km away
- Health insurance and supplementary cover in Merenschwand — 4.2 km away
- Health insurance and supplementary cover in Buttwil — 4.8 km away
- Health insurance and supplementary cover in Muri — 4.8 km away
- Health insurance and supplementary cover in Sins — 5.9 km away
- Health insurance and supplementary cover in Hohenrain — 6.0 km away
- Health insurance and supplementary cover in Aristau — 6.1 km away
- Health insurance and supplementary cover in Maschwanden — 6.2 km away
Health insurance premiums 2026 in Beinwil (Freiamt): the real numbers
In Beinwil (Freiamt), an adult with a 300 CHF deductible pays between 454 and 622 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’017 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
Our comparison tool does this work for you: the 84 insurers available for Beinwil (Freiamt) are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Beinwil (Freiamt) →
Basic insurance in Beinwil (Freiamt): choosing insurer, deductible and model
You steer your premium in Beinwil (Freiamt) with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Beinwil (Freiamt) starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.
Checklist for Beinwil (Freiamt)
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Beinwil (Freiamt) →
How we work for Beinwil (Freiamt)
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Beinwil (Freiamt) this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Beinwil (Freiamt) (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Beinwil (Freiamt)?
In Beinwil (Freiamt) (postal code 5637), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Beinwil (Freiamt) have the same premiums?
Not necessarily. Beinwil (Freiamt) and nearby municipalities such as Geltwil (3 km), Auw (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Beinwil (Freiamt)?
No, it is for orientation in Beinwil (Freiamt). A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Health insurance and supplementary cover" in Beinwil (Freiamt) with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Beinwil (Freiamt) follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.