Key points at a glance
Living in Beinwil am See (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Beinwil am See you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Beinwil am See belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Beinwil am See has roughly 3’276 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Beinwil am See, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Reinach (2 km), Birrwil (3 km), Leimbach (3 km).
Beinwil am See at a glance: your local context
Beinwil am See, a municipality of roughly 3’276 residents in the canton of Aargau, has its own profile when it comes to health insurance. For health insurance premiums, Beinwil am See belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’276
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5712
- Federal municipality number (BFS): 4131
Applying for premium subsidies around Beinwil am See: compare neighbouring municipalities
Living or working near Beinwil am See? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Reinach — 2.1 km away
- Applying for premium subsidies in Birrwil — 2.5 km away
- Applying for premium subsidies in Leimbach — 2.6 km away
- Applying for premium subsidies in Menziken — 3.2 km away
- Applying for premium subsidies in Aesch — 3.3 km away
- Applying for premium subsidies in Meisterschwanden — 3.8 km away
- Applying for premium subsidies in Schongau — 4.2 km away
- Applying for premium subsidies in Gontenschwil — 4.2 km away
- Applying for premium subsidies in Fahrwangen — 4.4 km away
- Applying for premium subsidies in Zetzwil — 4.4 km away
Health insurance premiums 2026 in Beinwil am See: the real numbers
The range in Beinwil am See is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 454 to 622 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’017 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
That is exactly what our comparison does: it ranks the 84 insurers active in Beinwil am See from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Beinwil am See →
Basic insurance in Beinwil am See: choosing insurer, deductible and model
Three decisions drive your premium in Beinwil am See. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Beinwil am See starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.
Checklist for Beinwil am See
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Beinwil am See →
How we work for Beinwil am See
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Beinwil am See this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Beinwil am See (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Beinwil am See?
In Beinwil am See (postal code 5712), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Beinwil am See have the same premiums?
Not necessarily. Beinwil am See and nearby municipalities such as Reinach (2 km), Birrwil (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Beinwil am See?
No. It explains the insurance and tax concepts for residents of Beinwil am See (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Beinwil am See with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Beinwil am See follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Beinwil am See is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.