Key points at a glance
Living in Bad Zurzach (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Bad Zurzach you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Bad Zurzach belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Bad Zurzach has roughly 4’514 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Bad Zurzach, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Zurzach (0 km), Rietheim (2 km), Rekingen (3 km).
Bad Zurzach at a glance: your local context
Bad Zurzach, a municipality of roughly 4’514 residents in the canton of Aargau, has its own profile when it comes to health insurance. Bad Zurzach lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 4’514
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5330
- Federal municipality number (BFS): 4323
Health insurance and supplementary cover around Bad Zurzach: compare neighbouring municipalities
Living or working near Bad Zurzach? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Zurzach — 0.1 km away
- Health insurance and supplementary cover in Rietheim — 2.0 km away
- Health insurance and supplementary cover in Rekingen — 2.9 km away
- Health insurance and supplementary cover in Tegerfelden — 2.9 km away
- Health insurance and supplementary cover in Döttingen — 3.2 km away
- Health insurance and supplementary cover in Klingnau — 3.4 km away
- Health insurance and supplementary cover in Baldingen — 3.9 km away
- Health insurance and supplementary cover in Böbikon — 4.6 km away
- Health insurance and supplementary cover in Mellikon — 4.9 km away
- Health insurance and supplementary cover in Koblenz AG — 5.0 km away
Health insurance premiums 2026 in Bad Zurzach: the real numbers
The range in Bad Zurzach is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 454 to 622 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’017 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
Our comparison tool does this work for you: the 84 insurers available for Bad Zurzach are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Bad Zurzach →
Basic insurance in Bad Zurzach: choosing insurer, deductible and model
Three decisions drive your premium in Bad Zurzach. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Bad Zurzach starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.
Checklist for Bad Zurzach
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Bad Zurzach →
How we work for Bad Zurzach
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Bad Zurzach this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Bad Zurzach (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Bad Zurzach?
In Bad Zurzach (postal code 5330), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Bad Zurzach have the same premiums?
Not necessarily. Bad Zurzach and nearby municipalities such as Zurzach (0 km), Rietheim (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Bad Zurzach?
No. It explains the insurance and tax concepts for residents of Bad Zurzach (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Bad Zurzach with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Bad Zurzach follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.